Here’s a little information regarding the so called “clawback” and how it affects the values of prescriptions. I had always wondered if something like this occurred in the industry, but I had no proof and had not read anything until now. In short, Pharmacy Health Benefit Managers (PBMs) negotiate copay prices for insurers that are …
The one question I know I’ll hear on about half of my appointments with clients is “how do deductibles work”. Before you can choose the right plan and medical coverage for your family, it’s essential to know how health insurance works. Once you start wondering “how does a deductible work,” it’s likely because you’re in …
If it’s your wish to secure the health and well-being of yourself and family, a health plan can help fulfill this desire. As important as it is for you to buy a health plan, selecting the right one can be a tedious and time-consuming process. In order to lessen the burden and make the process …
Maybe you have been contemplating how to provide decent health insurance without costing all of your businesses profits. Most people I talk to have questions regarding how present medical insurance legislation will impact their organization, what forms of group health plans can be obtained in Indiana, how can employers provide quality coverage without breaking the …
Health insurance agents play a critical role of ensuring that everybody has access to good healthcare services. However, most of what they do goes unappreciated for various reasons because of the misconceptions many people have regarding them. Agents help clients to know and understand the different options in the market. They also act as …
12 Common Misconceptions about Health Insurance Agents and Finding the Right one Read More »
Limestone County is one of the 67 counties in Alabama, a state with a population of about 5 million, according to recent data. The counties in Alabama vary in size with different activities as the major contributors to their economies. In some counties, the general health insurance choices available to persons in Alabama are those …
Health Insurance Profile for Athens, Alabama – Limestone County Read More »
Are you high and dry when it comes to health care? Not having health insurance can leave you worrying about even a little sneeze. You know you can’t afford the hospital bills without it (at least not easily) but your employer doesn’t offer it. What do you do? Especially if you’re your own employer? It’s …
Getting Back to Basics: How to Find the Best Private Health Insurance Read More »
If you work for yourself, you’re already aware of the many benefits that come from being your own boss. The freedom to create your own hours, and indulge in the type of work you enjoy, are just a couple of the positives. One benefit most self-employed individuals don’t get to take advantage of is lost-cost …
You Should Invest in Self Employed Health Insurance – and Here’s Why Read More »
“When you’re self-employed, finding affordable health insurance isn’t easy. In 2018, 3.9% of the population in the U.S. were unemployed–which means millions of people were left without insurance. If you’re a freelancer, consultant, independent contractor, business owner, or another self-employed worker without employees, you’ll have to find your own self employed health insurance. But health …
Self Employed Health Insurance: Everything You Need to Know About It Read More »
As great as finding cost-effective health medical insurance is, it is important to ensure exactly what that cost-effective coverage pays. It is commonly said that it is important to look before leaping, and that applies to choosing a health insurance plan, especially as unethical agents could easily mask one type for another. This has become …
Warning: You May have a Limited Benefit Indemnity Plan Masked as Major Medical Insurance Read More »