Medicare
Elderly persons in Limestone county and those with disabilities also have access to
Medicare, and there are several Medicare plans available to persons in Limestone County. Medicare is a program that is funded by the federal government and aimed at providing health insurance that is both encompassing and affordable to persons that are over 65 years and some individuals that receive social security disabilty payments. Several Medicare agents provide Medicare Advantage plans with varying premiums for elderly persons in the county. Medicare is controlled by the government through established organizations and regulations to ensure that the plans uphold the purpose of the program.
Seven types of Medicare Advantage plans have been identified as available to persons in Limestone County. A special needs plan is also available to persons in Limestone County. The Medicare Advantage plans are offered by different companies with premiums of a varying range. There are premiums that are at no additional cost and there are the more expensive plans. The Medicare Advantage Plans often provide extra coverage, as the name suggests, that is not always available with original Medicare.
Alabama Medicaid
Medicaid, a health insurance program a that funded by both
Alabama Group Health Insurance
Employers in Limestone County can also produce health insurance coverage for their employees as well as their families with the different available Group Insurance through Work health insurance plans. These plans come with different levels of coverage, and an employer can choose the best plan that reflects the amount of health insurance coverage they want for their employees and sometimes their families.
Alabama Health Sharing
Persons that believe in the goals of specific faith-based organizations can make use of HealthShares as their preferred form of healthcare coverage. HealthShares, although not an officially a type of health insurance is utilized by persons with similar faith-based beliefs that contribute their finances and attend to their health emergencies from a common pool.
The regulations with HealthShares work differently and one could also benefits from subsidized costs of health care even when they have not completed the full requirements needed to benefit from the common pool. Such as not meeting their annual member responsibility amount yet and still receiving the negotiated rates of the plan.
Alabama Short-Term Health Insurance
Short-term insurance is a form of health insurance that is ideal for persons that are seeking an effective short-term plan before switching to more permanent health insurance coverage. Think of it as a way to buy time, especially with the extension of the duration of the plans from 3 months to 12 months. Short-term insurance is also quite flexible in terms of affordability with several agents offering plans with premiums that are quite affordable and flexible.
Special Needs Plans For Limestone County Residents
It is also important to note that there is specific financial coverage for certain diseases available to persons in Limestone County. Persons that live in Limestone County, are in the low-income bracket and cannot afford Medicaid or Medicare qualify for certain programs for cancer screening and other services.
Athens Family Health Center also has a program meant to cater to the needs of persons that cannot afford full price health screenings and basic healthcare at a subsidized rate. The way the bills are subsidized in this program depends on the size of the participant’s family and the income of the participant.
There are also other specific programs aimed at providing subsidized cancer screening to specific groups of persons who live in Limestone County and cannot afford it. U.S. military veterans, for example, have access to a program that provides subsidized cancer screening for them. Women that reside in Limestone County can also have access to specific subsidized cancer screening services if they cannot afford it otherwise.
Persons in Limestone County have access to many private health insurance programs as well as those funded by the federal, state and local governments. It is important to find the health insurance plan that works best, according to a person’s need, and maximize that plan. We work one on one with Alabama residents to help them find the right healthcare solution for their needs. Schedule an appointment and let us show you what we can do for you.
HI ! My Husband lost his job in Oct 2019. he was the carrier of our Insurance (BCBS). We have continued the Cobra insurance. It is extremely Expensive…1,400 a month for the two of us.
I’m a Rn at a Ambulatory Surgery Center in Decatur, AL. I was recently sent home and no longer drawing a pay check. Please help me find a different source/Insurance that is more
affordable. I was told we miss the open in enrollment for Market Place Insurance ?. I would apppreciate any information or help that you give me at this time. Trying Times For All Of US in America!!
Hi Bridget, you likely qualify for a tax subsidy to offset the cost of coverage. Call me at 256-760-3111