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"Health Insurance Rates Looking Scary? Don't Worry, Talk to Larry"
Larry Medcalf, CLU®
August 19, 2020
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Larry Medcalf, CLU®

Using a Health Insurance Broker - Agent in Noblesville, Indiana

Using a Health Insurance Broker - Agent in Noblesville, Indiana

Noblesville, Indiana Logo SealGetting the most suitable health insurance means getting professional help. Health insurance agents provide the professional help you need to find the best insurance plan. Looking for health insurance in Noblesville, Indiana, we have put together pointers to help your search.

Captive agent or multi-carrier agent?

Let’s begin by discussing the two categories of health insurance agents. Health insurance agents can be captive or multi-carrier agents. You should know the difference between the two types of agents to choose effectively.

A captive agent is an agent that represents a single organization. If you engage the services of a captive agent, you would most likely have to choose between plans offered by a single carrier. A multi-carrier agent, on the other hand, is not affiliated with a single carrier. Multi-carrier agents are affiliated with different health insurance providers.

From the basic definition of the two categories of health insurance agents, one can infer that the services of captive agents are limited. When you know the category an agent belongs to, you know the kind of services to expect.

Certification and complaints

Before you choose a health insurance agent, you should also find out about certification and complaints. The certification of an agent will determine the quality of service you will get. Certified personnel have the full backing of the law to offer the services; this applies to the health insurance agents just like other professionals.

It is also notable the certification required to practice according to location. Thus, you should be sure that your chosen agent is fully licensed to practice in your locality. The department of insurance of your state will provide full information on the certification of agents.

You can also find out about complaints that have been filled against the agent. You have the option to contact the department of insurance of your state to find out whether complaints have been filled against an agent.  Remember to evaluate whether complaints have been filled against the company and not just the agent.

References

Another aspect to consider when assessing the credibility of health insurance reps are their references. You should Customer Reviewsinteract with other clients of the agent or read their online reviews to ascertain both the credibility and quality of service. It is best to interact with individuals and organizations that can provide unbiased reviews

Indy Health Agent caters to the individual and group health insurance needs in Noblesville, Indiana. We partner with our clients to find the plans that are most suitable for the needs and goals of our clients. As independent agents, we find plans from a wide range of carriers. We also search for plans across the different categories and types of plans.

We cater to the needs of individual and business clients, finding the most suitable individual, family, and group employer plans. In line with our commitment to help our clients make strategic financial decisions, we also offer value-added services such as Medcard. With Medcard, our clients get extra services such as telemedicine at no extra cost. We also have a free guide on employee benefits that do not cost money. 

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Indy Health Agent - Indiana Health Insurance
5868 E 71st St Suite E-593 Indianapolis, IN 46220
larry@IndyHealthAgent.com
P (317) 296-8881

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14149 Peek Dr Athens, AL 35611
northalabama@IndyHealthAgent.com
P (256) 760-3111

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3506 E 18th Ct Sheffield, AL 35660
shoals@IndyHealthAgent.com
P (256) 978-4555

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Larry Medcalf is an Alabama & Indiana health insurance agent licensed in Indiana, Ohio, Michigan, Alabama, Texas, New Jersey, Georgia, Tennessee, Florida, West Virginia, South Carolina and North Carolina. Not all Services and products are available in all states. Agent may be compensated based on enrollment in a health plan. Agents will not provide tax or legal advice. Contact a tax or legal professional to discuss details regarding your individual circumstances. Quotes are provided for your information only. All quotes are estimates and are not final until you are enrolled.
Attention: Medcalf Advisors is a local Alabama & Indiana health insurance broker and the operator of this website and is not healthcare.gov. In providing the website Medcalf Advisors is required to comply with all applicable laws, including the standard to protect the security of PII (personally identifiable information). This website may not show all data on ACA Plans being offered in your state. To see all ACA Plan options in your state, go to HealthCare.gov. If you are looking for an Alabama or Indiana health insurance you came to the right place. Larry Medcalf is a local Alabama & Indiana health insurance agent with almost 15 years experience. We can help you with Alabama & Indiana health insurance (and most other states), life insurance, dental insurance, vision insurance, long term insurance, disability insurance and more.

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