Finding health insurance plans in Westfield, Indiana can be a complicated process, especially if you do not have professional help. Health insurance agents are the designated professionals to help you make the best decisions regarding health insurance. The best insurance plan is one with the most coverage and the least expenses. You are in a better position to find such a plan with the professional help of an agent.

Since finding the best health insurance plan in Westfield, Indiana is related to finding credible health insurance agents, a simple hack is to focus on finding credible agents. Certification and representation are two important aspects you should consider while seeking health insurance reps. We will focus on these aspects in this article.

Representation

By considering the representation of an agent, you are assessing their direct affiliation. The representation of a rep will determine the plans they can recommend for their clients. Based on representation, health insurance staff can be categorized into multi-carrier agents and captive agents.

Captive agents are agents with affiliations to a single carrier. This means that as a client of a single carrier agent, you will only get plans from a single carrier. Simply put, captive agents are reps of a single organization.

Multi-carrier agents, on the other hand, help clients find plans from a wide range of options. These options are offered by several carriers. As long as a carrier offers the desired plan, a multi-carrier agent will consider it for a client.

The core difference between captive and multi-carrier agents is the pool from which they search for plans on behalf of clients. The pool of plans is limited to one affiliated organization in the case of captive carriers. For multi-carrier agents, the pool is wider, with no direct affiliation required.

Certification

For an insurance agent to practice in an area, licensing is required. The licenses required for practicing also differ across areas. Thus, you should confirm that an agent is licensed to practice in Westfield, Indiana before engaging their services.

The state’s department of insurance is a credible source of licensing information. You can also find out about complaints filed against the agent and their establishment and any designations (like CLU).

At Indy Health Agent, we are client-centered. We help clients find the most suitable individual and group plans across a wide pool of available plans. Our services are tailored to help clients achieve financial goals, whether the client is an individual, organization, or business.

Our clients get the most suitable insurance plan as well as value-added services. Our value-added product, Medcard, for example, provides core supplemental health services such as telemedicine. With Medcard, our clients also get a wide variety of discounted products.

We are independent agents committed to searching the widest pool of options to find individual, family, and group employer plans. Apart from being fully certified to operate in Westfield, we offer high-quality services.

After considering certification, representation, and many other factors, you will find our services as one of the best in Indiana.