Traveling is one of the greatest gifts that we can give to ourselves. From the very idea of it till it’s execution, the feeling is irreplaceable. Now, when it comes to traveling, what most travelers do is, they spend most of their time planning the perfect vacations for them, which is one of the most important things to do. But planning this, they often forget to plan out one other important thing, the unexpected. This is where a good travel medical insurance policy comes in.
These Things Happen
We all know how much fun traveling is, but don’t forget the same things that occur at home can occur abroad. While most of us enjoy the part where we get to see amazing places, and eat amazing food, it’s easy to get stressed when we get sick while traveling. Illness and traveling seem to go hand in hand with some people. Some travelers tend to feel sick once they are in a new place and there is absolutely no prevention of such unfortunate incidents like this taking place. But what if something more serious happens? You’re involved in a wreck, you have a heart attack overseas, etc. A good travel medical insurance policy can take care of all these situations.
Close to Home
Just recently a couple in Indianapolis was vacationing in Mexico when the wife gave birth. At first the hospital demanded $30,000, when this was paid they were informed that there were still more fees that would need to be paid before the wife and child were able to leave the hospital. This despite the fact that the hospital’s own brochure list child birth for approximately $1500 US dollars. With a good travel medical policy this is no concern. The hospitals have to agree to prices set by the insurer to remain in network.
The Best Care When Traveling
I know when such unfortunate incidents take place there is absolutely nothing that can make us feel better, even with travel insurance, we can’t stop the misfortunes from taking place in the first place. But what the policy will do is insure that you receive the best care possible without being overcharged for services. Travel health carriers offer a mobile application for their customers which allows you to find pre-approved doctors and medical facilities that have already agreed to take their insurance as a source of payment. This allows you to concentrate on recovering and getting back to your vacation, not worrying about having proper care and being overcharged, as is often the case overseas, for medical services.
With travel insurance, a wide range of benefits are offered. Firstly, and most importantly, it offers a financial recovery for your medical expenses that incur because of the accidents or illnesses. When it comes to medical treatment, it is very costly in some countries. And people who sustain serious injuries, they might have to pay bills that can go up to tens of thousands of dollars. But, with travel medical insurance, travelers now have the insurance company pay the total amount of money which they would have had to spend on medical treatment. Travel insurance also covers medical evacuation, meaning travelers don’t have to pay any medical emergency transportation expenses with their own money.
As mentioned, most travel health insurance carriers assist travelers 24/7 and offer a phone app through which they can find a nearby medical facility. And not only this, they only show those nearby medical facilities which accept it’s insurance and won’t require any cash from you. And when it comes to tourist destinations, almost all major tourists destinations have at least one approved medical facility and an ER with all major travel health carriers.
Take Action – Buy Travel Health Insurance
So, now you can travel without worrying about spending money on such incidents. But even if the worst happens, you know what to do. With a little planning and the right tools, nothing can stop you from having the best experience when traveling. You’ll be surprised at how inexpensive travel health insurance can be. Checkout our most popular carrier GeoBlue , under the short term health tab, to find rates, watch a short informational video and make your next vacation worry free.
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