The Affordable Care Act (ACA), also known as Obamacare, provides essential health coverage options for Hoosiers in Indiana. If you’re looking to secure health insurance, here’s what you need to know:
Open Enrollment for 2025
- Dates: Open Enrollment for 2025 runs from November 1, 2024, to likely January 15, 2025.
- Approved Carriers: The approved carriers offering individual Marketplace coverage in Indiana are Anthem, CareSource, Cigna, MHS/Ambetter, and US Health and Life (dba Ascension Personalized Care).
- Coverage Options: These carriers offer Bronze, Silver, Gold, and Platinum plansAd1.
Steps to Get Coverage:
- Review Your Coverage:
- Look for a letter from your insurance company detailing any changes in benefits and costs for the upcoming year.
- Update Your Application:
- Log in to the federal Marketplace starting on November 1 and update your 2023 application with accurate household income and other information.
- Compare Plans:
- Compare your current plan with other available plans in your area.
- Consider factors like in-network hospitals, doctors, and medication coverage.
- Choose a Plan:
- Select the health plan that aligns with your budget and health needs.
- Enroll:
- Enroll in a plan between November 1, 2024, and January 15, 2025.
- Pay your first month’s premium by December 15, 2024, for coverage starting on January 1, 2025.
Financial Assistance:
- Subsidies: Depending on your income, you may qualify for subsidies that reduce your monthly premium costs.
- Certified Navigators: Certified Indiana Navigators are available to guide you through the enrollment process and help you apply for financial assistance.
- IndyHealthAgent.com: IndyHealthAgent is a trusted broker that can assist you in obtaining ACA coverage and accessing financial helpAd1.
Remember, staying informed and taking advantage of open enrollment ensures you have the coverage you need for a healthier future. If you encounter any issues or need personalized assistance, reach out to certified Navigators or trusted brokers like IndyHealthAgent.
For more detailed information, you can visit the Indiana ACA plans page on HealthSherpa. Stay well-informed and protect your health! 
